What You Need To Know When Your Home Gets Flooded
Home flooding can result from plumbing problems, unavoidable accidents or natural disasters and depending on the cause, may cause minor water damage or be borderline catastrophic. Water damage from roof leaks, burst pipes and home appliances maybe avoidable if the homeowner regularly performs maintenance checks on the home. Damage caused by sewage leaks or storms pose greater health and financial risks.
While navigating any form of water damage scenario can be tough it does require swift action to prevent health risks and further property damage. Flood water may turn to black water, which is contaminated by bacteria and other toxic pollutants if not drained within 48 hours. Wet backboards and dry wall are a haven for mold and rot. If mold develops, your home’s air quality is affected and you may also be exposing your family to upper respiratory problems.
What to do
Your first step after experiencing water damage is to safely shut off your home’s electricity and gas supply especially if your water damage is widespread. This will prevent risk of electrical shock and electrocution. If you are unable to reach the mains safely, don’t walk through the water and stay out of the flooded area.
What to do
Check your homeowners’ insurance coverage. Most policies will cover among other things, accidental water damage caused by malfunctioning appliances except if the damage was caused through negligence. They will not however, cover any damage caused by flooding from sewage backups unless you have a rider, or natural disasters. Contact your insurance company to inform them of the issue and begin the claim process if applicable. In the case of an extreme weather event or natural disaster, if you purchased a National Flood Insurance policy then contact FEMA and begin the claim process. If your policy doesn’t cover the damage then you will have to pay out of pocket.
While you might be tempted to try and tackle the damage yourself especially if not covered by insurance the DIY methods you use may not be sufficient to remove all the water from your walls, or carpet. Contact a water damage restoration service professional like those on Pro Service Finder who not only have the necessary qualifications, experience but also the correct tools and equipment. They will assess the damage, give you a quote and plan for repair to thoroughly and carefully dry, clean, disinfect and deodorize the damage to avoid further property destruction. When a natural disaster that causes flooding occurs in your area, demand for these professionals shoots up and it may be difficult finding one to handle your case in a timely manner. This is why you should contact them immediately the storm is over to begin the restoration process.